Category: Insurance

Annuities for your retirement

InsuranceDeferred annuityImmediate annuityIncreasing annuityJoint-life annuityRetirement AnnuitiesWhat is annuity

Annuities for your retirement Introduction This is an introductory guide designed to provide basic information about using annuities for retirement planning. How much do you need for retirement In general, a retired individual may need approximately 60% of his/her last drawn salary to maintain his/her existing standard of living during retirement. The Employees Provident Fund ….  Read More

Medical & Health insurance

InsuranceDisability income insuranceDread diseaseHospital income insuranceHospitalisation and surgical insuranceMedical & Health insuranceMHI policyor critical illness insurance

Medical & Health insurance Introduction This is an introductory guide designed to provide you with a basic understanding of medical and health insurance (MHI). It gives you basic information so that you can make an informed decision when purchasing a MHI policy. What is MHI? A MHI policy is generally designed to cover the cost ….  Read More

Motor insurance

InsuranceccrisComprehensive coverMotor insurancencdNo-claim-discountover-insuranceOwn damage claimTheft claimsThird party coverUnder-insurance

Motor insurance   Introduction This is an introductory guide to provide you with a better understanding of what motor insurance is and what you must know when buying motor insurance policies and making claims. Types of motor policies When you buy a motor vehicle, you need to buy a motor insurance. There are, however, many ….  Read More

Houseowner / householder insurance

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Houseowner/householder insurance   Introduction This is an introductory guide to help you better understand insurance protection for your home. It gives you basic information so that you can make an informed decision when purchasing houseowner/householder policy.   Types of insurance policies for residential property There are three main types of policies which you can buy ….  Read More

Investment-linked insurance

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Investment-linked insurance   Introduction This is an introductory guide to help you understand how investment-linked insurance works. It gives you basic information so that you can make an informed decision when purchasing investment-linked insurance policy.   What is an investment-linked insurance plan? An investment-linked plan is a life insurance plan that combines investment and protection. ….  Read More